Automotive loans

Yes, we offer bad credit car loans, because everyone deserves a second chance. Our lenders will assess your application and in line with responsible lending guidelines, to ensure you are currently financially stable. They do this by analyzing income and expenses, overall financial conduct on bank statements and accountability towards organizing repayments of old/outstanding debts.

Our interest rates vary based on risk factors, Interest rates are generally based on a risk profile: credit history, employment and residential stability, current liabilities and debt to income ratio. As we have over 40 lenders on our panel, you can rest easy knowing we will do all of the hard work comparing rates and fees to ensure you are getting the best possible rate and product for your individual profile.

Approval times vary depending on the lender and their current workload, but our main goal is to provide a swift turn around, we aim to have an approval in under 24/48 hours, once all documents have been received.

Absolutely! Our car loan options can be used to finance both new and used vehicles through dealerships or private sellers.

There are different options when buying a car for your business, it will depend on how long your business has been trading for, whether you are registered for GST, whether you own a property in your name and what your cash flow has been like for the past 6 months. We have Low doc and full doc options available.  Our experienced brokers will be able to discuss the options with you at the application stage.